Although You can't do a balance transfer to and from playing cards throughout the same lender, there is a fairly easy workaround with MBNA. If you Get the new 0% Platinum Furthermore MasterCard, merely request that MBNA do a “deposit transfer” into your examining account.
We’re glad you brought that up. We’d like to acquire the opportunity to obvious-up 3 misconceptions.
I've an MBNA credit card currently – I owe company taxes and wish to pay factors off and not be in difficulties Along with the Govt. Am i able to set up a cash advance at 0% via MBNA or need to I pay out it with another card like a hard cash advance, then transfer that stability to MBNA at 0%?
Hi Mike, many thanks for showing your appreciation! We’ll try out to assist you to as best we will, however it looks like you have a superior cope with on items. We’re happy that you were being authorised for the Platinum Furthermore, and which you’ve been taking advantage of it to excellent benefits. With all the $seven,000 remaining on the balance, we first advise you work flat out all through these next handful of months to reduce this volume by as much as possible.
I've normally experienced a great practical experience with MBNA along with the equilibrium transfers right until the final time I chatted that has a CSR
Hello, if I make an application for an MBNA Platinum As well as with the 0% for 12 months and want to equilibrium transfer to another person’s MBNA card (not in my identify), will it however transfer?
Hi there, terrific info on listed here and many thanks for finding the time for responding to many of the questions. I have an issue which i’m hoping you may give some advice on. I applied with the MBNA platinum card final calendar year and obtained the promotional provide of 0% for 12 months. I am nearing the twelve month mark (November) and Even though read more I was able to hammer quite a bit off, I nonetheless have around $7000 remaining to pay off which I won't be ready to do ahead of the advertising operates out.
or would it not matter that my credit line was maxed, in lieu of say moving 7K of it, To place it around the 30% mark, and shifting that to a different credit card…(in addition to pay off ample so the overall was 30-35%)
I have a 30k credit Restrict on my MBNA card but I am not qualified for that promotional offer any more. If I make an application for a new card will MBNA give me my 30k credit Restrict. I might hate to get started on in excess of
In the course of this 12 months, you may make payments to MBNA that could go on to this stability, without having get more info accruing interest simultaneously, which might help it become more challenging to progress.
How shortly can you submit an application for a second card? The Restrict on my very first card was very reduced, And that i’d like a lot more BT funds.
Hello, I have a question about transfers of credit card balances. The main just one is: If you decide on the transfer harmony, is it possible to get it done for a partial level of the balance, not the entire stability of the present credit card? The Yet another issue is, what comes about with the main credit card from wich you transfer the stability?
That’s suitable Dangerine. To pay back a line of credit, while taking advantage of the 0% for 12 thirty day period present, just do a cash transfer out of your Platinum In addition card for your checking account.
Rather than doing a stability transfer from 1 card to a different, which you can’t do inside the same lender, you will do a deposit transfer out of your next MBNA Platinum Additionally card into any Canadian examining account of your preference. Deposit transfers are completed at a similar promotional here charge terms as stability transfers, 0% for twelve months that has a 1% transfer cost.